Welcome to ePredict.com LLC's Web site (the "Site")! These terms and conditions of use ("Site Terms") apply exclusively to your access to, and use of, the Site so please read them carefully. They do not alter in any way the terms or conditions of any other agreement you may have with ePredict.com LLC ("ePredict.com") for other products or services. ePredict.com reserves the right to change or modify any of the terms and conditions contained in the Site Terms or any policy or guideline of the Site, at any time and in its sole discretion. Any changes or modification will be effective upon posting of the revisions on the Site. Your continued use of this Site following the posting of its changes or modifications will constitute your acceptance of such changes or modifications.

            BY ACCESSING, BROWSING, AND USING THIS SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED BELOW AND ALL POLICIES AND GUIDELINES INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO THESE SITE TERMS OR ANY SUBSEQUENT MODIFICATION, DO NOT ACCESS, BROWSE OR OTHERWISE USE THIS SITE.

            If you have any question regarding the use of the Site, please contact us at [email protected]. All other questions or comments about the Site or its contents should be directed to [email protected] or contact us at

ePredict.com LLC
17371 NE 67th Ct., Suite 212
Redmond, WA 98052
http://www.epredict.com.

Other Policies or Terms

            ePredict.com believes strongly in protecting user privacy so you should refer to our Privacy Policy to fully understand how ePredict.com uses and collects personal identifying information. For information on the policies that apply to purchases at ePredict.com, you should contact us at [email protected]. All of the foregoing policies are expressly incorporated by reference.

Licenses and Site Access

            Subject to the terms outlined below, ePredict.com grants you a limited license to make personal use only of the Site. Such grant does not include, without limitation: (a) reselling or making any commercial use of the Site or content therein; (b) making derivative uses of the Site or its contents; or (c) using any data mining, robots, or similar data gathering and extraction methods. Except as expressly stated in these Site Terms, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or proprietary right of ePredict.com or any third party. Elements of the Site, including page headers, custom graphics, logos, sounds, images and button icons, are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, image or other element from the Site may be copied, reproduced, redistributed or retransmitted unless expressly permitted by ePredict.com.

            You may not use, frame or utilize framing techniques to enclose any ePredict.com trademark, logo or other proprietary information (including the images found at this Site, the content of any text or the layout/design of any page or form contained on a page) without ePredict.com's express written consent. Further, you may not use any meta tags or any other "hidden text" utilizing an ePredict.com name, trademark, or product name without ePredict.com's express written consent.

            Any unauthorized use of this Site will terminate the permission or license granted by these Site Terms and may violate applicable law including copyright laws, trademark laws (including trade dress), and communications regulations and statutes. All violators will be prosecuted to the fullest extent of the law.

Copyright

            All copyrighted and copyrightable materials on this Site, including, without limitation, the ePredict.com logo, design, text, graphics, pictures, sound files and other files (the "Materials") and the selection and arrangement thereof are ALL RIGHTS RESERVED Copyright © 1999 ePredict.com LLC and/or its suppliers. Except as stated herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of ePredict.com or the respective copyright owner. Permission is granted to display, copy, distribute and download the Materials on this Site for personal, non-commercial, and informational use only; provided that, you may not, without the permission of ePredict.com or the respective copyright owner, (a) copy, publish, or post any Materials on any computer network or broadcast or publications media, (b) modify the Materials, and (c) remove or alter any copyright and other proprietary notices contained in the Materials.

Copyright Complaints

            ePredict.com and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide ePredict.com's copyright agent the following written information:

• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
• A description of the copyrighted work that you claim has been infringed upon;
• A description of where the material that you claim is infringing is located on the site;
• Your address, telephone number, and e-mail address;
• A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

            ePredict.com's copyright agent for notice of claims of copyright infringement on this Site is [email protected], who can be reached as follows:

Scott Pederson
ePredict.com LLC
17371 NE 67th Ct., Suite 212
Redmond, WA 98052
phone: 425-895-1966
e-mail: [email protected]

Trademarks

            EPREDICT.COM, the ePredict.com logo, Systematic Analysis and the products and services described in this Site are either trademarks or registered trademarks of ePredict.com and/or its suppliers and licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of ePredict.com or its suppliers or licensors. In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of ePredict.com, and may not be copied, imitated, or used, in whole or in part, without the prior written permission of ePredict.com. All other trademarks, registered trademarks, product names and ePredict.com names or logos mentioned herein are the property of their respective owners.

Submissions

            Subject to ePredict.com's Privacy Policy with respect to user data gathered by ePredict.com, you agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, original or creative materials or other information, provided by you in the form of e-mail or submissions to ePredict.com, or postings on this Site, are non-confidential and shall become the sole property of ePredict.com. ePredict.com shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. The submission of any materials to ePredict.com, including the posting of materials to any forum or interactive area, irrevocably waives any and all "moral rights" in such materials, including the rights of paternity and integrity.

Linking

            You are granted a limited, non-exclusive right to create a hyperlink to this Site provided such link does not portray ePredict.com or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. You may not use an ePredict.com logo or other proprietary graphic or trademark of ePredict.com to link to this Site without the express written permission of ePredict.com. This limited right may be revoked at any time.

            ePredict.com makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of sites accessible by hyperlink from this Site, or sites linking to this Site, and makes no claim or guarantee as to the timeliness, sequence, accuracy, adequacy, or completeness of the information on such sites. The linked sites are not under the control of, or affiliated with, ePredict.com and ePredict.com is not responsible for the content of any linked site or any link contained in a linked site, or any review, changes or updates to such sites. ePredict.com is providing these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement, or adoption by ePredict.com of the site or any information contained therein. When leaving the Site, you should be aware that ePredict.com's terms and policies no longer govern, and, therefore, you should review the applicable terms and policies, including privacy and data gathering practices, of that site.

Disclaimers

            ePredict.com is not directly affiliated with any other organization, company, broker, dealer, investment professional, or with any of the companies it profiles. ePredict.com is not a registered investment advisor. All types of trading involve substantial risk. If you are not aware of the risks involved in trading securities, we urge you to contact a registered investment advisor. Information contained on this Site or in any of our publications is based on information we gather from subscribers and other sources including, but not limited to, company press releases, SEC filings, company profiles, other research sites, brokerages, newspapers, magazines, journals, electronic databases, and company interviews. ePredict.com does not represent or certify the accuracy of the information contained in these sources.

            You should not rely solely on the information posted on this Site or in any of our publications that we distribute. Factual statements made on this Site or in any of our publications are made as of the date stated and may change at a later date without a corresponding change in this Site or any of our publications. ePredict.com is not responsible for the content of messages posted about ePredict.com on public message boards, even if past or current ePredict.com representatives posted such messages. The information posted on this Site or the receipt of any of our publications shall not create an offer to buy or sell stock in any company, nor shall they create a principal/agent relationship between ePredict.com and the individual reviewing this Site or receiving any of our publications. We reserve the right to buy or sell securities we recommend at any time. ePredict.com does not answer questions or give advice of a personal financial nature, nor does it provide any legal, tax, or accounting advice or advice regarding the suitability or profitability of a security or investment.

            THIS SITE AND ALL INFORMATION, MATERIALS, CONTENT AND PRODUCTS THEREIN ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. YOU EXPRESSLY AGREE THAT USE OF THIS SITE, INCLUDING ALL CONTENT, DATA OR SOFTWARE DISTRIBUTED BY, DOWNLOADED OR ACCESSED FROM OR THROUGH THIS SITE, IS AT YOUR SOLE RISK.

            ePREDICT.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT AS TO THE INFORMATION, MATERIALS, CONTENT AND PRODUCTS ON THE SITE. ePREDICT.COM DOES NOT REPRESENT OR WARRANT THAT MATERIALS IN THIS SITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. EPREDICT.COM IS NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS OR OMISSIONS OF ANY KIND. ePREDICT.COM DOES NOT REPRESENT OR WARRANT THAT THIS WEB SITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

            REFERENCE TO ANY PRODUCTS, SERVICES, PROCESSES, OR OTHER INFORMATION, BY TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER, OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP OR RECOMMENDATION THEREOF BY EPREDICT.COM.

Limitation of Liability

            You agree to hold ePredict.com harmless for (1) any inaccuracy, error, or delay in, or omission of any information contained on this Site, in any of our publications or in any sites accessible by hyperlink or linking to this Site; (2) any loss or damage arising from or occasioned by (a) any inaccuracy, error, delay, or omission of such information, (b) non-performance, (c) interruption of information due to any negligent act or omission by ePredict.com or third party providers/transmitters of information, or due to any cause beyond the reasonable control of ePredict.com.

            IN NO EVENT SHALL ePREDICT.COM BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE, EVEN IF ePREDICT.COM OR A ePREDICT.COM AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR THE INFORMATION, MATERIALS, CONTENT OR PRODUCTS CONTAINED IN, ACCESSED THROUGH, OR AVAILABLE ON THIS SITE.

            IN NO EVENT SHALL THE AGGREGATE LIABILITY OF ePREDICT.COM WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING TO THE USE OF THE SITE EXCEED THE COMPENSATION YOU PAID ePREDICT.COM.

            SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU AS A RESULT OF YOUR STATE'S LAWS.

Applicable Law

            These Site Terms shall be governed by and construed in accordance with the laws of the State of Washington, applicable to agreements made and entirely to be performed within the State of Washington, without resort to its conflict of law provisions. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in state or federal court located in Seattle, Washington, and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these Site Terms.

Termination

            Notwithstanding any of these terms and conditions, ePredict.com reserves the right, without notice and in its sole discretion, to terminate your license to use the Site, and to block or prevent future access to and use of the Site.

Severability